{"id":13,"date":"2026-10-22T14:00:00","date_gmt":"2026-10-22T14:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/aliadam-ca\/2026\/10\/22\/canadas-affordability-improves-as-fixed-rates-rise\/"},"modified":"2026-10-22T14:00:00","modified_gmt":"2026-10-22T14:00:00","slug":"canadas-affordability-improves-as-fixed-rates-rise","status":"publish","type":"post","link":"https:\/\/www.aliadam.ca\/blog\/2026\/10\/22\/canadas-affordability-improves-as-fixed-rates-rise\/","title":{"rendered":"Canada&#8217;s Affordability Improves as Fixed Rates Rise"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/ali-dehzad\/fixed-mortgage-rates-rise-as-home-affordability-improves-in-august-remotion-videos-f221\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who has spent more than three decades navigating real estate markets in the Fraser Valley, Lower Mainland, and Surrey, I\u2019ve seen my share of headlines about affordability shifts\u2014like recent reports suggesting that Canada\u2019s affordability has improved as fixed rates rise. However, when you look closer, the national data doesn\u2019t actually provide any specific figures for our local area. There are no detailed numbers on home prices, mortgage rates, or sales activity for individual towns, and no benchmarks for qualifying income or monthly payments here. Even the national mortgage stress-test conversation remains broad, without practical guidance for how a buyer or seller in our region might be affected. The only honest takeaway for us is to approach such broad statements with caution\u2014without local data, it\u2019s impossible to draw meaningful conclusions about our housing market. My focus remains on providing you with clear, practical advice rooted in our local realities.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who has spent more than three decades navigating real estate markets in the Fraser Valley, Lower Mainland, and Surrey, I\u2019ve seen my share of headlines about affordability shifts\u2014like recent reports suggesting that Canada\u2019s affordability has improved as fixed rates rise. However, when you look closer, the national data doesn\u2019t actually provide any specific [&hellip;]<\/p>\n","protected":false},"author":573,"featured_media":14,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/users\/573"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/media\/14"}],"wp:attachment":[{"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aliadam.ca\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}